Which of the following 11 digit code is given by RBI to every branch of the bank?
Which of the following 11 digit code is given by RBI to every branch of the bank?
निम्न में से कौन-सा 11 अकों का कोड RBI द्वारा बैंक की प्रत्येक ब्रान्च को दिया जाता है?
Detailed Solution & Logic
IFSC
📘 Explanation / व्याख्या
The IFSC (Indian Financial System Code) is an 11-character alphanumeric code given by the Reserve Bank of India (RBI) to every bank branch in India.
IFSC (इंडियन फाइनेंशियल सिस्टम कोड) एक 11-अंकों वाला अल्फ़ान्यूमेरिक कोड है, जो भारत में RBI द्वारा प्रत्येक बैंक शाखा को दिया जाता है।
IFSC is used for identifying bank branches during electronic fund transfers like NEFT, RTGS, and IMPS.
IFSC का उपयोग इलेक्ट्रॉनिक फंड ट्रांसफर जैसे NEFT, RTGS और IMPS के दौरान बैंक शाखाओं की पहचान के लिए किया जाता है।
The first 4 characters represent the bank code, the 5th character is always '0', and the last 6 characters represent the branch code.
पहले 4 अक्षर बैंक कोड दर्शाते हैं, 5वां अक्षर हमेशा '0' होता है, और अंतिम 6 अक्षर शाखा कोड को दर्शाते हैं।
⭐ Extra Facts / अतिरिक्त तथ्य
🔹 IFSC is mandatory for all online and electronic fund transfers in India.
🔹 IFSC भारत में सभी ऑनलाइन और इलेक्ट्रॉनिक फंड ट्रांसफर के लिए अनिवार्य है।
🔹 MMID (Mobile Money Identifier) is used for mobile banking, not branch identification.
🔹 MMID (मोबाइल मनी आइडेंटिफायर) मोबाइल बैंकिंग के लिए उपयोग किया जाता है, शाखा पहचान के लिए नहीं।
🔹 Each IFSC code is unique to a specific branch.
🔹 प्रत्येक IFSC कोड किसी विशेष शाखा के लिए अद्वितीय होता है।
🔹 IFSC helps in faster and accurate electronic fund transfer.
🔹 IFSC तेज़ और सटीक इलेक्ट्रॉनिक फंड ट्रांसफर में मदद करता है।
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